We currently accept United Healthcare (OPTUM), TUFTS, and Blue Cross and Blue Shield of Rhode Island for insurers. Ryan Baxter now accepts all Neighborhood Health Plan products. If you have insurance that we don't currently accept, you can call your insurance company and ask about out of network benefits. Be sure to ask about coverage for the initial visit (CPT code 90792, 99205- these are codes all insurance carriers use to identify services provided and thus payment scheduling; and CPT code 99214 for medication follow up). Ultimately this is the responsibility of the patient to navigate this process with their insurance carrier.